Published by Securities and Exchange Commission(SEC) on Aug. 2, 2023.
Requested from SEC by E. Icban at 12:13 PM on
Aug. 2, 2023.
Purpose: stop illegal online lending
Date of Coverage: 07/24/2023 - 08/02/2023
Tracking no: #SEC-201855041889
E.ICBAN
Aug. 2, 2023, 12:13 p.m.
hello good day ako po ay nagkautang sa ola at hindi ko na mabayaran dahil sa sobrang gipit sa pinansyal tapos po ang ginagawa po nila ay tinatawagan lahat ng refference ko na naibigay sa kanila at pati sa trabaho ko marami silang mga salita na di kanais nais at dinadamay nila ang trabaho ko ayoko po mawalan ng trabaho dahil yun nlang ang tanging bumubuhay sa aming pamilya sana po matulungan nyo po ako na ma private ang details ko at sana mahuli yung mga tao na nasalikod ng online lending dahil sa sobrang hirap ng buhay ay nagagawa makautang sakanila kahit sobrang laki ng mga fees nila
I.GONZALES
Aug. 2, 2023, 12:51 p.m.
August 2, 2023
Dear emily,
Thank you for your request dated Aug 02, 2023 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for online lending apps high fees and harrassment.
We received your request on Aug 02, 2023 and will respond on or before Aug 23, 2023 12:13:35 PM, in accordance with the Executive Order's implementing rules and regulations.
Should you have any questions regarding your request, kindly contact me using the reply function on the eFOI portal at http://www.foi.gov.ph/requests/aglzfmVmb2ktcGhyHQsSB0NvbnRlbnQiEFNFQy0yMDE4NTUwNDE4ODkM, for request with ticket number #SEC-201855041889.
Thank you.
Respectfully,
Isma Gonzales
FOI Officer
E.ICBAN
Aug. 2, 2023, 1:41 p.m.
wala na po kasi ako maibayad sa kanila at lalong lumalaki ang interest every day po sila nagdadagdag ng interest paano po mababayaran kung ganun na po kalaki at nagsabi din po ako sa kanila kung pwede po partial lang muna po ang maibibigay ko pero ayaw nila pumayag ang mga ola ko po ay peso buffet,quickla,funpeso,cashcano,
E.ICBAN
Aug. 2, 2023, 1:41 p.m.
sana po matulungan nyo po ako
A.PAN, JR.
Aug. 3, 2023, 3:58 p.m.
August 3, 2023
Dear Sir/Madam:
This acknowledges receipt of your e-mail.
1. To File a Formal Complaint Against a Lending or Financing Company
Kindly follow this link: http://www.sec.gov.ph/lending-companies-and-financing-companies/complaints/.
Please read and follow the instructions carefully to avoid the outright dismissal of your complaint.
In sending the complaint form to [email protected] via e-mail, kindly use the following format in the subject head of the e-mail: COMPLETE NAME _RESPONDENT COMPANY _ SUBJECT OF COMPLAINT (ex: JUAN DELA CRUZ_ABC LENDING_DISCLOSURE STATEMENT VIOLATION).
2. To verify Lending Companies, Financing Companies and Online Lending Platforms
For a list of registered lending and financing companies, follow these links:
a. Registered Lending Companies
https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-lending-companies-2/
b. Registered Financing Companies
http://www.sec.gov.ph/lending-companies-and-financing-companies/list-of-financing-companies/
For a list of recorded online lending platforms of lending and financing companies, please refer to this link:
https://www.sec.gov.ph/lending-companies-and-financing-companies-2/list-of-recorded-online-lending-platforms/
3. For more information on Lending and Financing Companies
For more information on lending and financing companies, kindly follow this link: https://www.sec.gov.ph/lending-companies-and-financing-companies-2/lending-companies-and-financing-companies/.
Thank you for your time and effort in assisting the Commission in our mandate to regulate and supervise lending and financing companies. --
A.PAN, JR.
Oct. 2, 2023, 4:03 p.m.
Oct 02, 2023
Dear emily,
I refer to my letter of Aug 03, 2023 about your request under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for online lending apps high fees and harrassment. In particular, I had requested specific information for you to clarify upon in order for us to proceed with the request.
As we have not received a reply within the 60-day working period since the letter requesting for clarification was sent out, we regret to inform you that this request will be closed as of Oct 26, 2023.
You may wish to submit a new request describing the specific information you are looking for, and we will be able to consider it under the guidelines as stated in Executive Order No. 2.
Your right to request a review
If you are unhappy with this response to your FOI request, you may ask us to carry out an internal review of the response by writing to or visiting our central office. Your review request should explain why you are dissatisfied with this response, and should be made within 15 calendar days from the date when you received this letter. We will complete the review and tell you the result within 30 calendar days from the date when we receive your review request.
If you are not satisfied with the result of the review, you then have the right to appeal to the Office of the President under Administrative Order No. 22 (s. 2011).
Thank you.
Respectfully,
Atty. Armando
FOI Officer
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