Published by Home Development Mutual Fund/Pag-IBIG Fund(HDMF) on Sept. 23, 2021.
Requested from HDMF by C. Faris at 10:18 AM on
Sept. 23, 2021.
Purpose: Research on Feasibility Study of Housing Development in Cagayan De Oro
Date of Coverage: 01/01/2015 - 12/20/2020
Tracking no: #HDMF-965141225288
K.CABATINGAN
Sept. 23, 2021, 10:18 a.m.
Hi! I'm Krizia Cabatingan and I would like to request information on the following:
1) Number of People Financing Housing through PAG-IBIG Loans in Cagayan De Oro City (2015-2020). Further Classified into (Low Cost, Medium and High End home financing)
2) Total and Average Annual Family Income of People Financing through Loans by Income Class in CDO (2015-2020):
Under 40,000
40,000 - 59,999
60,000 - 99,999
100,000 - 249,999
250,000 - 499,999
500,000 and over
F.OFFICER
Oct. 12, 2021, 2:26 p.m.
October 12, 2021
Dear Krizia,
Thank you for your request dated Sep 23, 2021 under Executive Order No. 2 (s. 2016) on Freedom of Information in the Executive Branch, for Number of People Financing Housing through PAG-IBIG Loans in Cagayan De Oro City (2015-2020).
We received your request on Sep 23, 2021 and will respond on or before Oct 14, 2021, in accordance with the Executive Order's implementing rules and regulations.
Should you have any questions regarding your request, kindly contact me using the reply function on the eFOI portal at https://foipmo12092019122259-dot-efoi-ph.appspot.com/requests/aglzfmVmb2ktcGhyHgsSB0NvbnRlbnQiEUhETUYtOTY1MTQxMjI1Mjg4DA, for request with ticket number #HDMF-965141225288.
Thank you.
Respectfully,
FOI Receiving Officer
FOI Officer
A.GERON
Oct. 12, 2021, 2:28 p.m.
12 October 2021
Dear MS. KRIZIA C. CABATINGAN,
This refers to your eFOI request received on 23 September 2021 via the eFOI portal of the Home Development Mutual Fund (Fund) wherein you asked for the following information:
1. Total housing Expenditure and Percent Distribution, Rent/Rental Value of House and Lot and House Maintenance and Minor Repairs:
a. in Cagayan de Oro (CDO) from 2015-2020; and
b. per Barangay in CDO
2. Total and Average Annual Family Income and Expenditure by Income Class in CDO from 2015-2020
3. Number of People Financing Housing through Pag-IBIG Loans in CDO from 2015-2020, classified into Low Cost, Medium and High-End Home Financing
4. Total and Average Annual Family Income of People Financing through Loans by Income Class in CDO from 2015-2020:
a. Under 40,000
b. 40,000-59,999
c. 60,000-99,999
d. 100,000-249,999
e. 250,000-499,999
f. 500,000 and over
We deemed it proper to raise this matter to the Operating Units Concerned – the Housing Operations Support Unit (HOSU) and Corporate Planning Department (CorPlan).
In response to your request, please find attached file from our CorPlan containing data/information on the CDO Number of Housing Loan Borrowers by Package Mix (Socialized Housing, Low-Cost Housing, Medium Cost, and Open Market).
Meanwhile, our HOSU advised us that all other requested data is most likely within the purview of and may possibly be better addressed by the National Statistical Coordination Board (NSCB). Further, kindly note that the Fund does not consider the annual family income of a borrower for home financing. In the determination of the capacity to pay, it is the Gross Monthly Income of the individual borrower that the Fund considers.
Thank you.
Very truly yours,
ATTY. JOSE ROBERTO F. PO
Department Manager III, Legal Department and
Deputy Compliance Officer
A.GERON
Oct. 12, 2021, 2:30 p.m.
12 October 2021
Dear MS. KRIZIA C. CABATINGAN,
This refers to your eFOI request received on 23 September 2021 via the eFOI portal of the Home Development Mutual Fund (Fund) wherein you asked for the following information:
1. Total housing Expenditure and Percent Distribution, Rent/Rental Value of House and Lot and House Maintenance and Minor Repairs:
a. in Cagayan de Oro (CDO) from 2015-2020; and
b. per Barangay in CDO
2. Total and Average Annual Family Income and Expenditure by Income Class in CDO from 2015-2020
3. Number of People Financing Housing through Pag-IBIG Loans in CDO from 2015-2020, classified into Low Cost, Medium and High-End Home Financing
4. Total and Average Annual Family Income of People Financing through Loans by Income Class in CDO from 2015-2020:
a. Under 40,000
b. 40,000-59,999
c. 60,000-99,999
d. 100,000-249,999
e. 250,000-499,999
f. 500,000 and over
We deemed it proper to raise this matter to the Operating Units Concerned – the Housing Operations Support Unit (HOSU) and Corporate Planning Department (CorPlan).
In response to your request, please find attached file from our CorPlan containing data/information on the CDO Number of Housing Loan Borrowers by Package Mix (Socialized Housing, Low-Cost Housing, Medium Cost, and Open Market).
Meanwhile, our HOSU advised us that all other requested data is most likely within the purview of and may possibly be better addressed by the National Statistical Coordination Board (NSCB). Further, kindly note that the Fund does not consider the annual family income of a borrower for home financing. In the determination of the capacity to pay, it is the Gross Monthly Income of the individual borrower that the Fund considers.
Thank you.
Very truly yours,
ATTY. JOSE ROBERTO F. PO
Department Manager III, Legal Department and
Deputy Compliance Officer
