Home Development Mutual Fund/Pag-IBIG Fund(HDMF)

Dear Sir/Ma'am,

As the registered owner, I would like to know the history of sale of my property in Caloocan. The property is mortgaged since 1996. However, my wife was diagnosed in 2017 with CKD 5. We focused on her health and we have been delinquent with the mortgage since then. Now, we would like to redeem the property and undergo necessary proceedings. I believe that the property have undergone public auction as it should be.

Thank you.

Best regards,
Michael Vinas

10 March 2022


Dear MR. MICHAEL VINAS,

This refers to your eFOI request received on 21 February 2022 sent to the eFOI portal of the Home Development Mutual Fund (Fund) wherein you inquired about the history of sale of your property in Caloocan. Further, you stated that the said property was mortgaged in 1996 and you had been delinquent with the payment of the mortgage. Finally, you expressed that you would like to redeem the property and undergo the necessary proceedings as you believe that the said property has already been publicly auctioned. 

Kindly be informed that Section 3 of Executive Order No. 2, series of 2016 (Executive Order) grants every Filipino citizen the right to access information, official records, public records and to documents and papers pertaining to official acts, transactions or decisions, as well as to government research data used as basis for policy development. 

In accordance with the aforementioned Executive Order, the Pag-IBIG Fund People’s Freedom of Information Manual (Manual) also states that “Information for Disclosure” includes: information promoting the awareness and understanding of policies, programs, activities, rules or regulations affecting the public, government agencies, and the community and economy (Section 2 of the Manual). 

In other words, the nature and subject of requests for information pursuant to Executive Order No. 2, series of 2016 refer to the right of Filipino citizens to information on matters of public concern. It excludes requests pertaining to personal transactions with the Fund, which necessarily involves disclosure of personal information.

Considering that your request pertains to your personal transaction and record with the Fund, this is not covered under the aforementioned Executive Order and Manual. 

Nevertheless, we took the liberty of endorsing your request to the operating unit concerned – the Housing Operations Support Unit (HOSU). For your inquiries or concerns, you may contact Ms. Rhodora Atil or Ms. Perlita Talacay, Marketing and Sales Department, at [email protected] or [email protected], respectively, and/or through telephone number (02) 8422-3000 local 5230.

Thank you.

Very truly yours,

FOI Receiving Officer