Home Development Mutual Fund/Pag-IBIG Fund(HDMF)

Hi,

I would like to request the document of Insurance policy & terms and condition of housing loan of Ariel Palad Labitigan HLID 316002310174. Please advise.

Kind regards,
Arnel Labitigan

14 September 2023

Dear MR. ARNEL O. LABITIGAN,

This refers to your eFOI request for a copy of the Insurance Policy and Terms and Condition of the housing loan of Mr. Ariel Palad Labitigan with HLID No. 316002310174. 

In reply to your request, kindly be informed that Section 3 of Executive Order No. 2, series of 2016 (Executive Order) grants every Filipino citizen the right to access information, official records, public records and to documents and papers pertaining to official acts, transactions or decisions, as well as to government research data used as basis for policy development. 

In accordance with the aforementioned Executive Order, the Fund’s People’s Freedom of Information Manual (Manual) also states that “Information for Disclosure” includes: information promoting the awareness and understanding of policies, programs, activities, rules or regulations affecting the public, government agencies, and the community and economy (Section 2 of the Manual). 

In other words, the nature and subject of requests for information pursuant to Executive Order No. 2, series of 2016 refer to the right of Filipino citizens to information on matters of public concern. It excludes requests pertaining to personal transactions with the Fund which necessarily involves disclosure of personal information.

May we also inform you that the documents requested are considered personal information which are protected from release under the Data Privacy Act of 2012, unless consent of the data subject has been given to secure the personal information on his or her behalf.

Considering that your request pertains to a personal transaction and record of another individual with the Fund, this is not covered under the aforementioned Executive Order and Manual, and instead, is protected under the Data Privacy Act of 2012.

In view of the foregoing, the Fund is constrained to deny your request for a personal document pertaining to a data subject who is not the requesting party.

In compliance with Section 6.6.1 of the Anti-Red Tape Authority (ARTA) Memorandum Circular No. 2019-002, series of 2019 entitled Guidelines on the Implementation of the Citizen’s Charter in Compliance with Republic Act 11032, otherwise known as the “Ease of Doing Business and Efficient Government Service Delivery Act of 2018,” and Its Implementing Rules and Regulations, may we kindly request your thoughts or feedback on how we can improve your experience by filling out the Feedback Form in this link: https://forms.office.com/r/A652CzriXW


Thank you.

FOI Receiving Officer