Securities and Exchange Commission(SEC)

Dear Sir/Madam, I would like to verify whether the OKPESO Online Loan App is registered with the SEC and authorized to operate. I have been using this app for some time, but I was recently informed that it is not a registered SEC approved lending company. As a result, I have held off on making payments towards my current loans while I verify its registration status. If this loan app is indeed not a registered lending company, what should I do regarding my current loan? I have withheld payments because I was told they are not SEC registered, and I have concerns about the high interest rates, service charges and aggressive collection practices. Since I paused my payments, I have been receiving threatening messages and calls. Additionally, they have been contacting people in my contact list, which is a breach of my privacy. I hope to receive guidance on how to proceed. Thank you for your time and assistance. God bless! Best Regards, Breniel Singson

Dear Sir/Madam, I am reaching out to seek your urgent assistance regarding an issue I am facing with the OKPESO team. They have been repeatedly calling and sending messages to me and my contacts. As I mentioned in my previous email, I withheld my payment to OKPESO after learning that they are an unregistered and unauthorized lending company. I conducted an investigation into their practices because there was an instance where I made a loan payment, but it was not reflected in my account on their app. I was subsequently pushed to make another payment. I reported this issue to their customer service, but did not receive any response. Upon further research, I found information that OKPESO is not an authorized online lending company. After discovering this, I uninstalled their app. However, since then, I have been receiving multiple calls and messages from them and their representatives. I coordinated with one of their representatives to clarify the situation, as I was receiving calls and messages from many unknown numbers. Since I uninstalled the app, I can no longer view the details of my loans. They provided me with the loan reference number and details. I have already made a payment towards one of my loans from the reference number that was provided, nut before proceeding with payments for the remaining loans, I need to verify whether my previous payment was successfully deducted from my account in the app. I am concerned that the payment may not have been recorded that the payment may not have been recorded and I am uncertain whether the reference number I received is valid, as it came from an unidentified source. I attempted to re-download the app to verify the transaction, but the app is no longer available on the Google Play Store. When I tried to search for the app on Google Chrome, Google Play Protect prevented me from downloading it, citing risks of identity theft of financial fraud. I have attached a screenshot of the message I received when attempting to download the app. Given that I am unable to re-download the app and cannot verify whether the payment was successfully deducted from my account, I am hesitant to make further payments. I would greatly appreciate your guidance om how to proceed, as I am only receiving messages and references from unknown numbers. I hope to hear from you soon. Thank you for your time and assistance, and God bless! Best Regards, Breniel Singson

Dear Sir/Madam, Sorry I forgot to attached the screenshot of the message I received from Google Play Protect when I tried to re-download the app. Please see attached file. Thank you and God bless! Best Regards, Breniel Singson